Bhubaneswar, Jul 8: The Odisha government has decided to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for the Kharif Season 2026, offering comprehensive crop insurance coverage to farmers across the state, officials said on Wednesday.

The scheme provides financial protection against crop loss due to natural calamities such as drought, flood, cyclone, hailstorm, landslide, and lightning. For Kharif 2026, the notified crops include paddy, maize, groundnut, ragi, cotton, red gram, ginger, and turmeric in designated areas. All eligible farmers — loanee, non-loanee, and sharecroppers — may avail benefits under the scheme.

Enrolment requires Aadhaar number or Aadhaar enrolment proof. Farmers are advised to keep land records, bank account details, and crop-related documents ready. Loanee farmers may enrol through PACS/LAMPCS or bank branches, while non-loanee farmers can register via Common Service Centres (CSCs), cooperative banks, commercial banks, insurance intermediaries, or approved digital platforms. Officials of PACS/LAMPCS will assist farmers during the enrolment process.

Significantly, farmers in Odisha can avail free insurance coverage up to 5 acres, with only a nominal fee of Rs1 per plot for account validation. The entire premium is borne by the State Government, supplemented by the Government of India’s subsidy support.
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The last date for enrolment under PMFBY for Kharif 2026 is July 31, 2026. Farmers cultivating notified crops in notified areas are urged to enrol within the stipulated timeline. Assistance is available at PACS/LAMPCS, bank branches, CSCs, ARCS, DRCS, CDAO offices, and through insurance representatives.

Officials said the scheme is expected to strengthen Odisha’s agricultural resilience by safeguarding farmers against localized calamities and post-harvest losses, while ensuring inclusive coverage across categories of cultivators.